From: "Saved by Windows Internet Explorer 9"
Date: Mon, 5 Mar :01 -0500
MIME-Version: 1.0
Content-Type: multipart/
type="text/html";
boundary="----=_NextPart_000_0000_01CCFAC4.D74F8A70"
X-MimeOLE: Produced By Microsoft MimeOLE V6.1.
This is a multi-part message in MIME format.
------=_NextPart_000_0000_01CCFAC4.D74F8A70
Content-Type: text/
charset="Windows-1252"
Content-Transfer-Encoding: quoted-printable
Content-Location: file://I:\board\board_bio\boardbio_photo_2011.html
Akerlof is the=20
Koshland Professor of Economics at the University of California at =
Berkeley and senior fellow at the Brookings Institution. He has =
contributions to microeconomic and macroeconomic theory and also =
behavioral economics. He is a 1962 graduate of Yale University and =
received his Ph.D. from MIT in 1966. He recieved the The Sveriges =
Riksbank=20
Prize in Economic Sciences in Memory of Alfred Nobel 2001=20
Peter C. =
Aldrich is=20
founder and retired Chairman of AEW Capital Management, one the =
oldest and=20
largest real estate investments advisors in the United States, =
managing a=20
portfolio of almost $50 billion of real estate and securities =
assets. Mr.=20
Aldrich was Chairman of AEGIS, LLC, an investment holding company, =
and the=20
Faculty Chairman of The Research Council on Global Investment of =
Conference Board. He was the founder of the Pension Real Estate=20
Association as well as a past faculty member of the Harvard =
Graduate=20
School of Business Administration and Yale Graduate School of =
Organization=20
and Management. He is a director of several Blackrock and Fidelity =
Mr. Aldrich is a graduate of Harvard University (B.A. and M.B.A.)=20
Elizabeth Bailey is =
the Hower=20
Professor of Public Policy and Management Emeritus at the Wharton =
of University of Pennsylvania. She was formerly the Dean of the =
Carnegie=20
Mellon Business School. She served as a member of the Civil =
Aeronautics=20
Board. She serves on the board of Altria Group Inc. She is an =
honorary=20
trustee of the Brookings Institution.
Jagdish Bhagwati is University =
Professor at=20
Columbia University and Senior Fellow in International Economics =
Council on Foreign Relations. He has served as Economic Policy =
Adviser to=20
the Director-General, GATT, Special Adviser to the UN on =
Globalization,=20
and External Adviser to the WTO. His current research interests =
include=20
trade, immigration, climate change, the future of capitalism, and=20
globalization issues.
John Biggs is an Executive in Residence and =
Adjunct=20
Professor of Finance and Actuarial Science at NYU's Stern School. =
the former Chairman and CEO of TIAA-CREF. As an actuary and =
economist his=20
interests have been in pensions, social security, insurance and =
corporate=20
governance. He is a Director of the Boeing Company and former =
Director of=20
JPMorgan Chase. He is also a Trustee of Washington University in =
Louis, the New York City Opera and Emeriti. He is a former trustee =
director of a number of non-profit institutions--mostly =
educational.=20
Bresnahan=20
is the Landau Professor in Technology and the Economy at Stanford=20
University, and Director of the Center on Employment and Economic =
in the Stanford Institute for Economic Policy Research. He has =
served as=20
Chief Economist of the Antitrust Division in the U. S. Department =
Justice and the Chair of the Economics Department at Stanford. =
Professor=20
Bresnahan=92s research focus is in industrial organization and the =
economics=20
of technologies, with a particular interest in competition and =
innovation=20
in high-technology industries and technical change by users of =
information=20
technologies.
Christopher =
Carroll=20
is a Professor of Economics at the Johns Hopkins University, where =
taught since 1995. He was previously on the research staff of the =
Federal=20
Reserve Board, where one of his responsibilities was forecasting =
consumer=20
expenditures. His current research focuses on the empirical =
analysis of=20
consumption and saving behavior, with an emphasis on reconciling =
empirical evidence from both microeconomic and macroeconomic =
sources with=20
theoretical models. He has held editorial positions at the Review =
Economics and Statistics, the Journal of Business and Economic =
Statistics,=20
and the Berkeley Electronic Journal of Macroeconomics. =
Jean-Paul Chavas represents the =
American=20
Agricultural Economics Association (elected a Fellow of AAEA in =
1994). He=20
is a professor in the Department of Agricultural & Applied =
Economics=20
at the University of Wisconsin, Madison. Born in France, where he =
received=20
his undergraduate degrees, Chavas holds a M.S. and Ph.D. from the=20
University of Missouri, Columbia. Prior to joining the faculty of =
University of Wisconsin in 1982, he taught at Texas A&M. He =
was at the=20
University of Maryland in 2003-4. In addition to his teaching and=20
research, he has served as a consultant on USAID projects. =
Chavas=92=20
research interests are production economics, risk, quantitative =
methods,=20
and welfare analysis. He has received a number of awards in recent =
for outstanding research.
Clarkeson is=20
the Chairman Emeritus of the Boston Consulting Group, Inc. (BCG). =
been associated with BCG-an international general management =
consulting=20
firm founded in 1963-since 1966. He served as President and Chief=20
Executive Officer from 1986 to 1997, became Chairman of the Board =
in 1998=20
and Chairman Emeritus in 2007. He is a director of Cabot =
Corporation and a=20
trustee of Northeast Utilities and Educational Testing Service, a =
trustee=20
emeritus of Massachusetts General Physicians Organization, Inc., =
member of the INSEAD Advisory Council. He holds an A.B. degree =
Harvard College and an M.B.A. from Harvard Business School.=20
Don Conlan is the President (Retired) and a =
Director of The Capital Group Companies, Inc., a large Los =
Angeles-based=20
global investment management organization. He also served as =
Capital's=20
chief economist for many years. He received B.B.A. and M.B.A. =
degrees in=20
1958 and 1963, respectively, from the University of Michigan. Mr. =
is a member of the Board of Directors of several mutual funds of =
American Funds group, managed by the Capital organization. He =
currently=20
serves as Chair of the Board of Overseers of The Huntington =
Library in San=20
Marino, CA, and is a member of the Board of Governors of the RAND =
Graduate=20
Kathleen B. Cooper =
senior fellow at the Tower Center for Political Studies at =
Southern=20
Methodist University. Prior to that she was Dean of the College of =
Business at the University of North Texas. She is the former Under =
Secretary for Economic Affairs at the U.S. Commerce Department, =
Economist of Exxon Mobil Corporation, and Executive Vice President =
Chief Economist of Security Pacific National Bank. She has also =
served as=20
president of the National Association of Business Economists and =
Association for Energy Economics, chairman of the American Bankers =
Association=92s Economic Advisory Committee, and trustee of =
Scripps College.=20
Dallara is the Managing Director of the Institute of International =
Finance. Previously he was a Managing Director at JP Morgan & =
held the following positions in the Bush and Reagan =
Administrations:=20
Assistant Secretary of the Treasury for Policy Development and =
Advisor for Policy to the Secretary of the Treasury (Presidential=20
appointment, ); United States Executive Director of the =
(), and concurrently as Senior Deputy Assistant Secretary =
Treasury for International Economic Policy (); Deputy =
Assistant=20
Secretary of the Treasury for International Monetary Affairs =
and U.S. Alternate Executive Director at the IMF (). He =
holds a=20
Ph.D. from the Fletcher School of Law and Diplomacy, Tufts =
University. Mr.=20
Dallara is a member of the Council on Foreign Relations and of the =
of Overseers of the Fletcher School of Law and Diplomacy of Tufts=20
University.
Deardorff is the=20
John W. Sweetland Professor of International Economics and =
Professor of=20
Economics and Public Policy at the University of Michigan. He =
received his=20
Ph.D. in economics from Cornell University in 1971 and has been on =
faculty at the University of Michigan since 1970. He served as =
Chair of=20
the Department of Economics from 1991 to 1995. Since 2007 he has =
Associate Dean of the Gerald R. Ford School of Public Policy. =
George Eads is Vice President and Director of =
Washington, DC office of Charles River Associates, a business and=20
economics consulting firm headquartered in Boston. Prior to this =
Vice President and Chief Economist at General Motors. He has also =
as Dean of the School of Public Affairs at the University of =
Maryland and=20
as a member of the President=92s Council of Economic =
Advisers.=20
Jessica P. Einhorn has been Dean of =
SAIS (Paul H.=20
Nitze School of Advanced International Studies) at Johns Hopkins=20
University since June 2002. She spent most of her career at the =
Bank, where she was Vice President and Treasurer (1992-96) and =
Managing=20
Director (1996-98). In the non-profit sector, she serves as a =
director of=20
the Peterson Institute for International Economics and the Center =
Global Development. In the private sector, she is a director of =
Dr. Mohamed A. El-Erian is CEO and =
co-CIO of=20
PIMCO, the global investment management firm. He was previously =
President=20
and CEO of Harvard Management Company and a faculty member of the =
Harvard=20
Business School. He obtained his masters and doctorate degrees in=20
economics from Oxford University after completing undergraduate =
studies at=20
Cambridge University. His 2008 When Markets =
Collide,=20
won the Financial Times/Goldman Sachs Business Book of the Year =
award. He=20
was named to Foreign Policy's list of "Top 100 Global Thinkers" =
for 2009=20
and 2010. In addition to the NBER, he is on the board of the =
Peterson=20
Institute for International Economics and Cambridge in America.=20
Linda Ewing is director of research and =
for the United Automobile, Aerospace and Agricultural Implement =
Workers of=20
America (UAW), whose 390,000 members span a variety of industries =
auto assembly to higher education. She serves on the boards of =
Alliance Plan, the National Institute for Health Care Reform, the =
Michigan=20
Strategic Fund and the Labor and Employment Relations Association. =
Ray Fair is a professor of economics at =
University. His main research is in macroeconometrics, but he has =
done work in the areas of finance, voting behavior, and aging in =
sports.=20
He is a 1964 graduate of Fresno State College and received his =
Ph.D. from=20
MIT in 1968.
Franklin M. Fisher is the Jane =
Berkowitz Carlton=20
and Dennis William Carlton Professor of Microeconomics, Emeritus, =
Massachusetts Institute of Technology, where he taught for 44 =
years. He is=20
a past President of the Econometric Society, a recipient of the =
John Bates=20
Clark medal, a Guggenheim Fellowship, and an honorary doctor's =
degree from=20
The Hebrew University of Jerusalem. He is a past president of the =
Israel Fund and a past Chair of Americans for Peace Now. Professor =
has published 17 books and nearly 200 articles. He was the chief =
economic=20
witness for the Department of Justice in the Microsoft antitrust =
case. For=20
nearly two decades, Professor Fisher has been the Chair of the =
Economics Project, a cooperative endeavor of American, Dutch, =
Israeli,=20
Jordanian, and Palestinian experts. He is the senior author of the =
Project=92s book, Liquid Assets.
Jacob A. Frenkel is the chairman of JP =
Chase International. He was formerly the Vice Chairman of AIG. He =
Chairman and CEO of the Group of Thirty (G-30). Former positions =
include=20
Chairman, Merrill Lynch International Inc., Governor of the Bank =
of Israel=20
(), Economic Counsellor and Director of Research, IMF=20
(), David Rockefeller Professor, University of Chicago=20
(), and from 1994, Weisfeld Professor of Economics, Peace =
International Relations, Tel Aviv University. =
Mark Grinblatt =
holds the=20
J. Clayburn LaForce Endowed Chair in Management at UCLA. He =
received his=20
Ph.D. from Yale University in 1982. His research and teaching =
interests=20
focus on financial economics. He is a former president of the =
Western=20
Finance Association and currently serves on the board of Citi =
Swapco,=20
John P. Gould is the Steven G. =
Rothmeier=20
Professor and Distinguished Service Professor at the University of =
Chicago=20
Booth School of Business. For a decade, beginning in 1983, Gould =
served as=20
dean of the Chicago Booth School of Business. He studies the =
economics of=20
information, microeconomic theory, industrial organization, =
strategy, law=20
and economics, and investment by the firm. He received his =
bachelor=92s=20
degree from Northwestern University, and an M.B.A. and Ph.D. from =
University of Chicago. A lover of the arts, Gould enjoys =
literature,=20
theater, and music.
Martin J. Gruber is the Nomura =
Professor of=20
Finance at the Stern School of Business of New York University. A =
graduate=20
of MIT, he received his Ph.D. from Columbia in 1966, and has =
taught at NYU=20
since 1965. He has been a co-editor of the Journal of =
Finance, and=20
a department editor of Management Science. He has served as =
President of the American Finance Association, and is a Fellow of =
both the=20
American Finance Association and the Financial Management =
Association. He=20
is a member of the Board of Directors of the Scudder Mutual Funds =
and the=20
Daiwa Closed End Funds.
Judith M. Gueron is Scholar in Residence at =
nonprofit, nonpartisan Manpower Demonstration Research Corporation =
(MDRC),=20
where she has directed many large-scale demonstrations and =
evaluations of=20
social policy innovations and developed methods for rigorously =
studying=20
real-world programs. The author of From Welfare to Work and =
numerous other publications, Dr. Gueron has served on many =
advisory panels=20
in the areas of employment and training, poverty, and family =
assistance.=20
She is president of the Association for Public Policy Analysis and =
Management. Dr. Gueron received her doctorate in economics from=20
Robert Hamada is the Edward Eagle Brown =
Distinguished Service Professor of Finance, Emeritus at the =
Graduate=20
School of Business, University of Chicago. He has continuing =
interest in=20
corporate finance and investments. New interests include the =
interface=20
between finance, corporate strategy and international business. He =
serves,=20
or has served, on eleven corporate =
Bruce Hansen =
Trygve Haavelmo Professor of Economics at the University of =
Wisconsin,=20
Madison. His area of research is econometric theory and methods. =
He is a=20
Fellow of the Econometric Society, and of the Journal of=20
Econometrics. He is a 1984 graduate of Occidental College and =
received=20
his Ph.D. from Yale University in 1989.
Peter Blair Henry is =
the Dean=20
of New York University=92s Leonard N. Stern School of Business. He =
previously the Konosuke Matsushita Professor of International =
Economics,=20
the John and Cynthia Fry Gunn Faculty Scholar, and Associate =
Director of=20
the Center for Global Business and the Economy at the Stanford =
University=20
Graduate School of Business. He is a member of the Council on =
Foreign=20
Relations. Dean Henry received his PhD in economics from MIT in =
Prior to attending MIT, Dean Henry was a Rhodes Scholar at Oxford=20
University where he received a BA in mathematics and a Full Blue =
basketball. He also holds a BA in economics from The University of =
Carolina at Chapel Hill where he was a Morehead Scholar.=20
Karen N. Horn is a Director of Eli Lilly, =
Norfolk=20
Southern Corporation, Simon Property Group, T. Rowe Price Mutual =
Funds and=20
the Vice Chairman of the US-Russia Foundation. She is a partner in =
Brock Capital Group and the Directors Council. Previously she was =
Managing=20
Director and President of Global Private Client Services for the =
subsidiary of Marsh & McLennan C Managing Director =
and Head=20
of International Private Bank for Bankers T Chairman and CEO =
of Bank=20
One in C President of the Federal Reserve Bank of =
Treasurer of the Bell Telephone Company of Pennsylvania. Mrs. Horn =
holds a=20
Ph.D. in Economics from The Johns Hopkins=20
University.
Ellen Hughes-Cromwick joined Ford Motor =
Company=20
in 1996 and was promoted to chief economist in 2004. Ellen manages =
corporate economics group with major responsibility for the =
Company's=20
global economic and automotive industry forecasts. Prior to =
joining Ford,=20
Ellen was a senior economist at Mellon Bank, and assistant =
professor of=20
economics at Trinity College. Ellen recently completed a six-year =
term on=20
the Board of Directors of the National Association for Business =
Economics,=20
included a one-year term as President. She is current a member of =
Board of Directors of the NABE Foundation. Ellen received her =
Bachelor's=20
degree from the University of Notre Dame, a Master's degree in=20
International Development and a Ph.D. in Economics from Clark =
University.=20
Thea Lee is Deputy Chief of Staff at the =
AFL-CIO.=20
Previously, she was policy director and chief international =
economist at=20
the AFL-CIO. She also worked as an international trade economist =
Economic Policy Institute in Washington, D.C., and as an editor at =
Dollars & Sense magazine in Boston. She received a =
Bachelors=20
degree from Smith College and a Masters degree in economics from =
University of Michigan. Ms. Lee is co- author of A Field Guide =
Global Economy, published by the New Press. Her research =
projects=20
include reports on the North American Free Trade Agreement, on the =
of international trade on U.S. wage inequality, and on the =
domestic steel=20
and textile industries. She has testified before several =
committees of the=20
U.S. House of Representatives and the Senate on various trade =
topics.=20
Bill Lewis recently retired as Senior Partner =
McKinsey & Co. Inc. He was the Founding Director of the =
McKinsey=20
Global Institute. Prior to McKinsey, he was Acting United States =
Secretary=20
of Energy and Principal Deputy Assistant Secretary of Defense. =
Earlier he=20
served as Associate Provost at Princeton University and as Senior=20
Financial Officer at the World Bank. He holds Ph.D. in theoretical =
physics=20
from Oxford University, where he was a Rhodes Scholar.=20
John Lipsky was the First Deputy Managing =
Director of=20
the International Monetary Fund until 2011, and is now a =
distinguished=20
visiting scholar at the School of Advanced International Studies =
at John=20
Hopklins University. Before coming to the Fund, he was Vice =
Chairman of JP=20
Morgan Investment Bank, doing research on principal forces shaping =
financial markets. Previously, he was Chief Economist and held the =
position at the Chase Manhattan Bank. Prior to joining Chase in =
1997, Mr. Lipsky had spent thirteen years at Salomon Brothers, =
Inc.--the=20
last four as Chief Economist--after a decade as an officer of the=20
International Monetary Fund. He serves as a Director of the =
Economic Club=20
of NY, American Council on Germany & Japan Society, and as a =
member of=20
the Advisory Board of Stanford Institute for Economic Policy =
Research and=20
of the Council on Foreign Relations. Mr. Lipsky received a B.A. in =
Economics from Wesleyan University and an M.A. and a Ph.D. in =
Economics=20
from Stanford University.
Marjorie McElroy is a Professor of =
Economics at=20
Duke University. Publications include articles in econometrics, =
consumer=20
and producer demand systems, and arbitrage pricing theory. Her =
current=20
research is in labor economics and, in particular, family decision =
making,=20
intra-household allocations, and marriage markets. =
Robert Mednick retired as Managing =
Partner-Professional=20
and Regulatory Matters of Andersen Worldwide in 1998. He is also a =
chairman of the American Institute of CPAs. In addition, Mr. =
Mednick=20
serves on the board of Roosevelt University (senior vice =
chairman), and on=20
the Accountability Advisory Council of the Comptroller General of =
United States. He previously served on the Boards of the American=20
Judicature Society (a 100 year-old think tank dedicated to Court =
reform),=20
Rand Corporation Institute of Civil Justice, and the Ray Garrett =
Corporate and Securities Law Institute of Northwestern University =
Laurence H. Meyer is a former member of the =
Board of=20
Governors of the Federal Reserve System and currently Senior =
Managing=20
Director & Co-Founder of Macroeconomic Advisers, LLC and a=20
distinguished scholar at the Center for Strategic and =
International=20
Studies in Washington D.C. Dr. Meyer served as a Fed governor from =
1996 through January 2002. Before becoming a member of the Fed =
Board, Dr.=20
Meyer was President of Laurence H. Meyer and Associates, a St. =
Louis-based=20
economic consulting firm specializing in macroeconomic forecasting =
policy analysis. The firm was renamed Macroeconomic Advisers when =
Meyer left to join the Federal Reserve Board. He was also a =
professor of=20
economics and a former chairman of the economics department at =
Washington=20
University. He received a B.A. (magna cum laude) from Yale =
University in=20
1965 and a Ph.D. from Massachusetts Institute of Technology in =
Joel Mokyr is the Robert H. Strotz Professor =
of Arts=20
and Sciences, and Professor of Economics and History at =
Northwestern=20
University. He is an economic historian with interests in the =
economic=20
history of technological change and population. His most recent =
include The Lever of Riches (1990) and The British =
Industrial=20
Revolution: an Economic Perspective (2nd edition, 1998), =
The Gifts=20
of Athena (2002)and The Enlightened Economy (2009). He =
is also=20
Editor-in-Chief of the Oxford Encyclopedia of Economic =
History,=20
published in 2003.
Michael Moskow is the Vice Chairman and =
Fellow on the Global Economy at the Chicago Council on Global =
Affairs.=20
From 1994 until 2007, he was President and Chief Executive Officer =
Federal Reserve Bank of Chicago. Prior to this post, Mr. Moskow =
Professor of Strategy and International Management at the J.L. =
Kellogg=20
Graduate School of Management, Northwestern University. He served =
Bush Administration as Deputy U.S. Trade Representative and has =
previously=20
held positions in business, government and universities. He =
received his=20
Ph.D. in Applied Economics from the University of Pennsylvania and =
as a Trustee at Lafayette College.
Alicia Munnell is the Peter F. Drucker =
Professor=20
in Management Sciences at Boston College=92s Carroll School of =
Management=20
and Director of the Center for Retirement Research at Boston =
College. She=20
earned her B.A. from Wellesley College and her Ph.D. in economics =
Harvard University. Previous positions include Senior Vice =
President and=20
Director of Research at the Federal Reserve Bank of Boston, =
Assistant=20
Secretary of the U.S. Treasury for Economic Policy, and a member =
President's Council of Economic Advisers from 1995-97. Munnell=92s =
teaching=20
and research interests include tax policy, social security, and =
public and=20
private pensions.
Alan L. Olmstead is Distinguished =
Research=20
Professor of Economics at the University of California at Davis. =
current research focuses on understanding the impacts of =
technological=20
change and government policy on agricultural development. For 25 =
years he=20
directed the All-UC Group in Economic History. He is a past =
President of=20
the Economic History Association, a Fellow of the Cliometrics =
Society, and=20
an Editor-in-Chief of the Historical Statistics of the United=20
States, Millennial Edition.
Robert T. Parry is the former President and =
CEO of the=20
Federal Reserve Bank of San Francisco. Prior to joining the =
Federal=20
Reserve System, he served as Executive Vice President and Chief =
Economist=20
of Security Pacific National Bank. He received his B.A. from =
Gettysburg=20
College in 1960 and his M.A. and Ph.D. in economics from the =
University of=20
Pennsylvania in 1961 and 1967. Mr. Parry was Chairman of the =
Economic=20
Advisory Committee of the American Bankers Association, and is a =
President of the National Association of Business Economics.=20
Postlewaite is=20
the Harry P. Kamen Professor of Economics and Professor of =
Finance,=20
University of Pennsylvania. His work integrates social phenomena, =
such as=20
concern for one's relative income or wealth ranking in society =
traditional economic models. The aim of this research is to =
provide=20
theoretical foundations for empirical work on savings behavior and =
employment that takes such sociological considerations into =
account.=20
James Poterba is the President of the =
NBER and=20
the Mitsui Professor of Economics at MIT. He is a past president =
National Tax Association, a past Vice President of the American =
Economic=20
Association, and a former Director of the American Finance =
Association.=20
His research focuses on how taxation affects the economic =
decisions of=20
households and firms. His recent work has emphasized the effect of =
taxation on the financial behavior of households, particularly =
saving and portfolio decisions. He is a trustee of the College =
Retirement=20
Equity Fund (CREF) and the Alfred P. Sloan Foundation. He studied=20
Economics as an undergraduate at Harvard, and received a D. Phil. =
in Economics from Oxford University.
John Reed spent his working life with =
Citibank and its=20
various parents, serving as Chairman from . He was =
Chairman of=20
the New York Stock Exchange from . He is currently the =
Chairman=20
of the MIT Corporation. Long interested in academics and the =
sciences, Mr. Reed has served on the Board of MIT (1980 till =
present), The=20
Russell Sage Foundation (; ), Center for =
Advanced Study=20
in the Behavioral Sciences (), The Spencer Foundation=20
(), and MDRC (2003 until present). Mr. Reed is a Fellow =
American Academy of Arts and Sciences and the American =
Philosophical=20
Uwe Reinhardt is Professor of Economics =
Public Affairs at Princeton University. He has made contributions =
area of health economics and policy. He has a Bachelor of Commerce =
from the University of Sakatechewan received his Ph. D. in =
economics from=20
Yale University in 1970. He has served as past President of the=20
Association of Health Services research and currently is on the =
board of=20
trustees of Duke University.
John Siegfried is Professor of =
Economics Emeritus=20
at Vanderbilt University and Secretary-Treasurer of the American =
Economic=20
Association. He was President of the Southern Economic Association =
in 1996=20
and the Midwest Economics Association in 2000. His research =
interests=20
include antitrust economics, the economics of sports, the =
economics of=20
higher education, and economics education. =
Gregor W. Smith is the Douglas D. =
Professor of Economics and Associate Head of the Department of =
Economics=20
at Queen's University. Professor Smith=92s published research is =
empirical macroeconomics, international macroeconomics, and =
economic=20
history. He is a past president of the Canadian Economics =
Association.=20
Smith received a B.A. in History from Queen's University (1980), =
an M.A.=20
with Honours in Economics from the University of St. Andrews =
(1982), an=20
M.Phil. in Economics from Oxford University (1984), and a D.Phil. =
Economics from Oxford University (1986), which he attended as a =
Craig Swan is a member of the Department of =
Economics,=20
University of Minnesota. He has served as chair of the department =
currently serves as Vice Provost for Undergraduate Education. His=20
published research has focused on issues related to housing =
markets and=20
residential construction.
Bart van Ark is Senior Vice President and =
Economist of The Conference Board. He is an expert in =
international=20
comparative studies of economic performance, productivity, and =
innovation.=20
He is holds the chair in Economic Development, Technological =
Change and=20
Growth at the University of Groningen in the Netherlands, the same =
university from which he received his M.A. and Ph.D. degrees in=20
economics.
Marina Whitman is =
Professor of Business Administration and Public Policy at the =
University=20
of Michigan . She previously served as Vice President and Chief =
Economist,=20
and as Vice President for Public Affairs at General Motors. She =
member of the Council of Economic Advisers in=20
David Yoffie is the Max and Doris Starr =
Professor=20
of International Business Administration at the Harvard Business =
School,=20
and Senior Associate Dean, Chair, Executive Education. His areas =
ongoing research include global competition and strategy in high=20
technology industries. He serves on the boards of the Intel =
Corporation=20
and several high technology companies.
Martin Zimmerman is a Professor of Business=20
Administration at the Ross School of Business at the University of =
Michigan. Previously he was Group Vice President, Corporate =
Affairs at=20
Ford Motor Company. He was previously Vice President, Governmental =
A prior to this, he was Executive Director, Governmental =
Relations=20
and Corporate Economics. He is a former faculty member of the =
Sloan School=20
of Management at MIT. He is a graduate of Dartmouth College (A.B.) =
and MIT=20
(Ph.D.). He is a member of Phi Beta Kappa, NABE, and serves on =
Board of=20
Trustees of the CED, the National Commission on Energy Policy and =
Community Foundation of Southeast Michigan.=20
Biographical Sketches of NBER Board Members - Emeriti
Glen Cain is an Emeritus Professor of =
Economics=20
and research associate of the Institute for Research on Poverty at =
University of Wisconsin. Current research interests are labor =
behavior, the impact of welfare reform on the low-income =
population, and=20
the impact of international trade on employment and earnings in =
the U.S.=20
Carl Christ is a Professor of Economics =
Emeritus=20
at John Hopkins University. His research fields are econometrics =
macroeconomics, especially the government budget restraint which =
relates=20
government expenditure to its soucres: taxation, borrowing, and =
creating=20
money. For most of his career he alternated between the University =
Chicago and Johns Hopkins, but he also worked at other =
universities for=20
short periods of a year or less -- Princeton, Cambridge, Essex, =
Kyoto, and Fudan =96 and at the Bank of Japan. He was an NBER =
board member=20
from 1975 to 2002, first as the representative of the American =
Economic=20
Association, and then as a Director at Large. He was chair of the =
board from 1999 to 2002.
Andrew Brimmer is the President of Brimmer =
and Co.,=20
Inc., a Washington, D.C. based economic and financial consulting =
firm. In=20
addition, he is Wilmer D. Barrett Professor of Economics at the =
University=20
of Massachusetts - Amherst. He is also a former member of the =
Board of=20
Governors of the Federal Reserve System. =
George Hatsopoulos founded Thermo =
Electron=20
Corporation, now a Fortune 500 company, in 1956 while on the =
faculty at=20
MIT. He has published extensively on thermodynamics as well as on =
economic=20
subjects relating to capital formation. He served as a member of =
the board=20
of the Federal Reserve Bank of Boston from 1982 through 1989 as =
chairman=20
in 1988 and 1989.
Saul Hymans is a Professor and Research =
Scientist=20
Emeritus at the Department of Economics at the University of =
Michigan. He=20
is also Director Emeritus of Research Seminar in Quantitative =
Economics=20
(RSQE). His research specialization is macroeconometric modeling =
forecasting. Twice recipient of T.H. Silbert Award for "Accuracy,=20
Timeliness and Professionalism in Economic Forecasting." His =
teaching=20
includes macro, econometrics, and, most recently, principles of =
economics.=20
Lawrence R. Klein is the Benjamin =
Franklin=20
Professor of Economics and Finance Emeritus at the University of=20
Pennsylvania. He was the founder of Wharton Econometric =
Forecasting=20
Associates and formerly chairman of their Scientific Advisory =
Board. He is=20
also a principal investigator of Project LINK, an international =
research=20
group for the statistical study of world trade and payments. Past=20
president of the AEA, Eastern Economic Association, and =
Econometric=20
Society. Member of American Academy of Arts and Sciences, American =
Philosophical Society, and the National Academy of Sciences. In =
1980 he=20
was awarded the Alfred Nobel Memorial Prize in Economic Sciences.=20
Paul McCracken =
Professor Emeritus of Economics at the University of Michigan. His =
interest is general economic policy, having arrived there via =
years of=20
teaching macro-economics and forecasting. He has had two tours of =
duty at=20
the Council of Economic Advisers (one as Chairman), several years =
corporate director, and a good deal of writing that would suggest =
non-specialist that his interest be described as political =
economy. This=20
experience impressed on him the enormous importance of a solid =
foundation=20
of empirical work.
Rudolph Oswald is retired from the =
position of=20
AFL-CIO Chief Economist and Director, Department of Economic =
Research. He=20
is now an Economist in Residence at the George Meany Center for =
Studies. He is concerned with national economic policy issues =
including=20
monetary and fiscal policy, trade, employment and training policy =
labor policy. He serves on a number of governmental advisory =
committees.=20
Peter Peterson is the former Secretary =
Commerce and Founder and Chairman of the Peter G. Peterson =
Foundation. He=20
is Chairman Emeritus and Co-founder of The Blackstone Group, a =
private=20
investment banking firm. He is the Chairman Emeritus of the =
Council on=20
Foreign Relations (having served as Chairman from ). He =
is also=20
founding Chairman of the Peterson Institute for International =
Economics=20
(Washington, D.C.) and founding President of The Concord =
Coalition. Prior=20
to entering the Nixon Administration in 1971 as Assistant to the =
President=20
for International Economics Affairs, he was Chief Executive =
Officer of=20
Bell and Howell Company from .
Nathan Rosenberg is the Fairleigh S. =
Dickinson,=20
Jr. Professor of Public Policy, Emeritus, in the Department of =
Economics=20
at Stanford University. His main research interest is in the =
economics of=20
technological change, with particular focus on the organization of =
research activities and the interactions between science and =
technology.=20
------=_NextPart_000_0000_01CCFAC4.D74F8A70
Content-Type: image/jpeg
Content-Transfer-Encoding: base64
Content-Location: file:///I:/board/board_bio/boardbio_photo_2011_files/Akerlof_sm.jpg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------=_NextPart_000_0000_01CCFAC4.D74F8A70
Content-Type: image/jpeg
Content-Transfer-Encoding: base64
Content-Location: file:///I:/board/board_bio/boardbio_photo_2011_files/aldrich_sm.jpg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------=_NextPart_000_0000_01CCFAC4.D74F8A70
Content-Type: image/jpeg
Content-Transfer-Encoding: base64
Content-Location: file:///I:/board/board_bio/boardbio_photo_2011_files/ebailey_sm.jpg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------=_NextPart_000_0000_01CCFAC4.D74F8A70
Content-Type: image/jpeg
Content-Transfer-Encoding: base64
Content-Location: file:///I:/board/board_bio/boardbio_photo_2011_files/Bhagwati_sm2.jpg
/9j/4AAQSkZJRgABAQEASABIAAD/4TdSRXhpZgAATU0AKgAAAAgACgEPAAIAAAAGAAAIkgEQAAIA
AAAWAAAImAESAAMAAAABAAgAAAEyAAIAAAAUAAAIrgIRAAUAAAADAAAIwgITAAMAAAABAAIAAIdp
AAQAAAABAAAI2qUAAAUAAAABAAA3QuocAAcAAAgMAAAAhuodAAkAAAABAAAQAAAAAAAc6gAAAAgA
AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA